global-cash-flow-and-global-debt-service-coverage

Global Cash Flow and Global Debt Service Coverage

certification logo15760       

Live Webinar | CEU Approved

  • 60 minutes

Global cash flow is critical to analyzing and underwriting commercial borrowers, especially smaller, privately held firms where the owners and the company are so closely bound together that their assets, liabilities, and income are comingled. What can be counted and included in the global cash flow from borrowers and guarantors? 

Join this session by expert speaker Dev Strischek, where he will explain how to calculate the company’s free cash flow and the guarantors’ personal cash flows and how to compare it to their existing and proposed debts by means of global debt service coverage. Free cash flow takes into account the borrower's need for working capital and fixed asset expansion to support its sales growth.  As applied to the guarantors, it also recognizes the priorities of personal expenses, e.g., food and shelter, before estimating cash flow available for debt repayment. A case study illustrates the total process.

Session Highlights:

  • Definition of global cash flow

  • Identifying cash flow of borrowing entity and of guarantors

  • Calculating global cash flow available to pay an existing and proposed debt

  • Measuring repayment ability with global debt service coverage ratio

Why You Should Attend:

This session shows you how to identify and measure cash flows generated by the borrowing entity and its guarantors to see if the global cash flow is enough to repay their debts.

Who Should Attend:

  • Credit Analysts

  • Credit Managers

  • Loan review officers

  • Work-out officers

  • Commercial Lenders

  • Credit Risk Managers

  • Chief Credit Officers

  • Senior Lenders

  • Senior Lending Officer

  • Bank Director

  • Chief Executive Officer

  • President

  • Board Chairman


Advanced Preparation: None

Program Level: Intermediate

Prerequisites: Basic knowledge of Cash Flow

Field of Study: Finance


*You may ask your Question directly to our expert during the Q&A session.

** You can buy On-Demand and view it as per your convenience.

Dev Strischek

Dev Strischek

A frequent speaker, instructor, advisor, and writer on credit risk and commercial banking topics and issues, Dev Strischek is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking, and private wealth management. He also spent three years as managing director and credit approver in SunTrust’s Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank’s Palm Beach market.

Besides stints at other banks in Florida, Kansas City, and Ohio, Dev’s experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii. Dev serves as an instructor in RMA’s Florida Commercial Lending School, the Stonier Graduate School of Banking, and as both an instructor and as a member of the American Bankers Association's (ABA) Commercial Lending and Graduate Banking School advisory board. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA.

No Reviews Found

Edupliance is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit.

Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org. For more information regarding administrative policies such as complaint and refund, please contact our offices at 844- 810-1151.

PLEASE NOTE: To receive credit through the NASBA for this program you MUST attend the Live program in its entirety and complete the required progress checks.

Number of CPE Credits Awarded for This Course: 1.0 ( Finance - 1.0)

Delivery Method: Group Internet Based

Want to attend in a Group? Call 844-810-1151 and Save upto 50%

Share this course with a friend
           

We Also Recommend

Finance Banking & Taxation

Staying On Top of Recordkeeping: Payroll Essentials

CEU Approved | Pre Recorded | Best Sellers
SOMER JEFFERISS
(Speaker)
Duration:
60 minutes

Newsletter

Get Notified about News, Webinars, Community & More